Calculate every tax lot with its own dates.
Capital Gains Tax Calculator
Estimate equity or property capital-gains tax, including eligible property indexation comparison. Adjust the assumptions, inspect the chart and read the complete guide below.
02 Your projection
Indicative capital-gains tax₹1.40 LUpdates instantly as you edit
Economic gain₹12.00 L
Taxable gain used₹10.75 L
Net sale proceeds after entered costs and tax₹22.60 L
Projection journeyHover to inspect a year
Holding dates, grandfathering, exemptions, surcharge and property indexation eligibility can materially change the result. Verify with the official utility.
Take the next step
Want help exploring Capital Gains Tax?
Leave your details and consent to be contacted about this product. We never ask for PAN, Aadhaar or banking credentials here.
Five smart nudges
Use the result with context.
The equity threshold applies to annual qualifying gains.
Verify whether property indexation protection applies.
Model sections 54/54F separately where relevant.
Reserve cash for advance tax before reinvesting.
Understanding Capital Gains Tax in India
Editorially reviewed 13 July 2026 · Rules and assumptions can change
Equity LTCG and STCG
For qualifying listed equity and equity-oriented fund transactions under current high-level rules, section 112A long-term gain above the annual ₹1.25 lakh threshold is taxed at 12.5%, while qualifying section 111A short-term gain is taxed at 20%, plus applicable surcharge and cess. Each purchase lot has its own cost and holding period.
The calculator does not apply grandfathered cost for legacy holdings, STT tests or loss set-off. Use broker capital-gains statements and verify classification.
Property and the indexation transition
Long-term property transfers can require comparison between 12.5% without indexation and, for eligible resident individuals or HUFs with qualifying older land/building, the protected 20% indexed method. The entered CII multiplier converts original cost to an illustrative indexed cost.
Short-term property gain generally enters normal income. Improvement cost, transfer expense, inherited cost, holding dates and sections 54/54F can materially alter tax.
Do not plan from tax rate alone
Net sale proceeds depend on loan closure, brokerage, TDS, advance tax and reinvestment timing. A nominal loss can still hide documentation issues, while one transaction’s loss may or may not be available against another gain.
Use this as a reserve estimate, then reconcile exact dates and statutory schedules in the official return utility.
Official sources used for this guide
- Income Tax Department — AY 2026–27 individual tax guidance ↗
- Income Tax Department — Income and Tax Estimator manual ↗
Rates, thresholds and rules can change after the review date. Check the linked authority and the provider’s current documents before acting.
Capital Gains Tax calculator FAQs
Is the first ₹1.25 lakh of every equity sale exempt?
The threshold relates to aggregate qualifying section 112A long-term gains for the year, not sale value or each transaction.
Can every property use indexation?
No. Eligibility depends on taxpayer, asset and acquisition/transfer dates.
Does the tool apply section 54 exemption?
No. Reinvestment exemptions have detailed conditions and dates.
Are brokerage costs allowed?
Eligible transfer expenses and statutory cost rules must be verified for the asset.