38 calculators. One India-first toolkit.

Every money goal,
one clear next step.

Plan savings, mutual funds, tax, retirement and every kind of loan—with dedicated calculators, visual results and practical Indian context.

Explore all calculators ↓

38free tools
no sign-up

Complete loan suite10 tools

Your money toolkitFree

38 toolssavings · investing · tax · loans

Start with a questionLeave with a plan

Flagship plannerGoal Seekerequity + debt scenarios

38 dedicated tools10 loan calculatorsIndian number formatAlways free

Start with what you want to solve

A calculator for every money decision.

Browse government savings, investments, deposits, tax, retirement, planning and a complete loan suite.

Government savings

PPF

Project PPF maturity, contributions and tax-efficient long-term growth.

Government savings

Sukanya

Plan a long-term education or marriage corpus for a daughter.

Government savings

NSC

Estimate five-year NSC maturity and accrued interest.

Government savings

SCSS

Calculate quarterly interest income and total maturity proceeds.

Government savings

POMIS

Estimate predictable monthly income from a Post Office MIS deposit.

Government savings

KVP

Project KVP growth and estimated doubling time.

SIP

Visualise monthly mutual-fund investing and long-term compounding.

Step-up SIP

Measure how increasing SIPs with income can accelerate a goal.

Lumpsum

Estimate compounding and inflation-adjusted value of a one-time investment.

STP

Model periodic transfers between two investments and their combined value.

SWP

Test how regular withdrawals may affect an invested corpus.

FD

Calculate FD maturity across rates, tenures and compounding frequencies.

Showing 12 popular tools first. The complete 38-calculator library is organised by category below.

The complete library

38 India-first calculators

Every calculator now has a dedicated, crawlable guide with formulas, examples, FAQs and contextual tips.

Loans

Home LoanCalculate home-loan EMI, interest and total ownership borrowing cost.

Home Loan PrepaymentEstimate the interest and tenure impact of an additional home-loan payment.

Home Loan Balance TransferCompare a current home loan with a lower-rate balance-transfer scenario.

Home AffordabilityEstimate a sensible home-loan amount from income and repayment capacity.

Personal LoanEstimate unsecured-loan EMI, fees and total interest.

Car LoanCompare car-loan down payment, EMI and borrowing cost.

Education LoanEstimate education-loan repayments after the study period.

Loan Against PropertyEstimate LAP eligibility, EMI and long-term interest.

Loan Against SecuritiesEstimate borrowing against an eligible securities portfolio.

Loan Against Mutual FundsEstimate an illustrative loan against mutual-fund units.

Mutual Funds

SIPVisualise monthly mutual-fund investing and long-term compounding.

Step-up SIPMeasure how increasing SIPs with income can accelerate a goal.

LumpsumEstimate compounding and inflation-adjusted value of a one-time investment.

STPModel periodic transfers between two investments and their combined value.

SWPTest how regular withdrawals may affect an invested corpus.

CAGRCalculate annualised growth between a starting and ending value.

XIRREstimate an annualised return for uneven contribution patterns.

Government savings

PPFProject PPF maturity, contributions and tax-efficient long-term growth.

SukanyaPlan a long-term education or marriage corpus for a daughter.

NSCEstimate five-year NSC maturity and accrued interest.

SCSSCalculate quarterly interest income and total maturity proceeds.

POMISEstimate predictable monthly income from a Post Office MIS deposit.

KVPProject KVP growth and estimated doubling time.

Post Office RDProject recurring Post Office deposits and maturity.

Post Office TDCompare Post Office time-deposit maturity by tenure.

Deposits

FDCalculate FD maturity across rates, tenures and compounding frequencies.

RDEstimate maturity from fixed monthly bank deposits.

Retirement

NPSProject NPS corpus, lump sum and indicative annuity income.

EPFEstimate provident-fund growth through retirement.

Tax & employment

GratuityEstimate gratuity from salary and completed service.

Income TaxCompare an indicative income-tax liability under editable assumptions.

GSTAdd or remove GST from a transaction value.

Planning

RetirementTranslate today’s lifestyle into a future retirement target.

FIREFind a financial-independence number and estimated FIRE age.

Goal SeekerBuild a goal funding path across equity, debt and cash assumptions.

Emergency FundEstimate a cash buffer from essential expenses and income stability.

InflationSee how future prices and purchasing power may change.

Rent vs BuyCompare the long-term financial paths of renting and buying.

₹

Government savings

Public Provident Fund Calculator

Project your tax-efficient PPF corpus over 15 years and beyond.

02 Your projection

Maturity value₹40.68 LBased on your current assumptions

45%growth

Total invested₹22.50 L

Estimated growth₹18.18 L

Effective return₹7

Growth journeyHow your money moves

Value Invested

Y1

Y7

Y13

Y15

Illustration assumes one contribution at the start of each year and yearly compounding.

Five smart nudges

Make this number work harder.

Practical ideas for your PPF plan—no jargon, no sales pitch.

01

Depositing early in the financial year can give your money more time to earn interest.

02

The annual contribution limit is shared across your own and any minor PPF account you fund.

03

After maturity, PPF can be extended in five-year blocks—with or without fresh contributions.

04

Treat PPF as the stable, long-duration part of a diversified portfolio, not your emergency fund.

05

Small-savings rates are reviewed periodically, so revisit this projection when rates change.

The honest fine print

Useful maths.
Human context.

01

Your data stays yours

Calculations happen on your device. There is no account, tracking profile or financial data upload.

02

Assumptions stay visible

Rates can change and markets fluctuate. Every important assumption remains editable and explained.

03

Education, not advice

These projections help you ask better questions. They do not replace personalised tax or investment advice.