Keep INR records for every disposal and swap.
Crypto Tax Calculator
Estimate tax on virtual digital asset gains at the special 30% rate. Adjust the assumptions, inspect the chart and read the complete guide below.
02 Your projection
Estimated tax payable after TDS₹1.15 LUpdates instantly as you edit
Taxable VDA gain₹4.00 L
Tax plus cess before TDS₹1.25 L
Other VDA loss not set off₹1.00 L
Projection journeyHover to inspect a year
Uses 30% plus 4% cess and allows only cost of acquisition in this simplified estimate. Verify TDS credit, transaction classification, surcharge and return reporting.
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Five smart nudges
Use the result with context.
Do not offset another VDA loss in this estimate.
Reconcile section 194S TDS separately.
Reserve tax cash outside volatile tokens.
Classify staking, gifts and derivatives separately.
Understanding Crypto Tax in India
Editorially reviewed 13 July 2026 · Rules and assumptions can change
The special VDA rate
Positive income from transfer of a virtual digital asset is generally taxed at 30% plus applicable surcharge and cess under the special framework. The calculator subtracts cost of acquisition and applies 30% plus 4% cess.
Exchange fees, mining, staking, gifts and derivatives may not fit a simple purchase-and-sale input and need separate classification.
Loss restriction and TDS
The framework restricts setting off a VDA transfer loss against other income or another VDA gain and restricts carry-forward. The calculator therefore displays another crypto loss without deducting it.
Section 194S TDS is a credit against final liability, not the tax itself. Reconcile exchange and Form 26AS/AIS records.
Transaction-level records
Maintain date, units, INR value, wallet transfer, exchange fee and cost evidence for every disposal, including swaps. Wallet movements are not automatically sales, while crypto-to-crypto swaps can be transfers.
Tax law does not remove price, custody or counterparty risk. Reserve cash for tax instead of assuming another token sale will fund it.
Official sources used for this guide
- Income Tax Department — AY 2026–27 individual tax guidance ↗
- Income Tax Department — current ITR capital-gains/VDA schedules ↗
Rates, thresholds and rules can change after the review date. Check the linked authority and the provider’s current documents before acting.
Crypto Tax calculator FAQs
Is crypto tax 30% of sale value?
It applies to taxable gain, not automatically gross sale value.
Can one crypto loss offset another gain?
The special VDA loss restriction generally prevents that set-off.
Is 1% TDS final tax?
No. It is credit; final liability follows the gain calculation.
Does swapping tokens count?
A crypto-to-crypto transfer can be taxable; preserve INR valuation records.