No new deposits were accepted after 31 March 2025.
Mahila Samman Savings Certificate Calculator
Calculate maturity for existing MSSC deposits; new deposits closed after 31 March 2025. Adjust the assumptions, inspect the chart and read the complete guide below.
02 Your projection
Indicative certificate maturity₹2.32 LUpdates instantly as you edit
Existing deposit₹2.00 L
Estimated interest₹32,044
New deposits acceptedNo
Projection journeyHover to inspect a year
The scheme stopped accepting new deposits after 31 March 2025. This calculator is only for valid existing certificates opened by that date.
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Five smart nudges
Use the result with context.
Use this only for a valid existing certificate.
Check the actual opening and maturity dates.
Account for any permitted partial withdrawal.
Keep the certificate and nominee records accessible.
Understanding Mahila Samman in India
Editorially reviewed 13 July 2026 · Rules and assumptions can change
This is an existing-certificate calculator
MSSC accepted account openings only through 31 March 2025. India Post directed that no new deposits be accepted after that date. The page therefore calculates valid existing certificates and must not be read as an invitation to invest now.
The scheme allowed a one-time deposit within its limits for a two-year term at the notified rate.
Maturity and withdrawal
The illustration uses quarterly-equivalent compounding to show the two-year maturity path. Official account rounding and exact opening date govern the payment.
The original scheme included conditional partial withdrawal and premature closure rules. A withdrawal changes final maturity and should be checked against the passbook.
Tax and record keeping
Interest taxation and reporting depend on the holder’s circumstances and applicable law; the calculator shows gross interest.
Keep opening receipt, account number, nominee and maturity date accessible. Do not send money to anyone offering a new MSSC account after closure.
Official sources used for this guide
Rates, thresholds and rules can change after the review date. Check the linked authority and the provider’s current documents before acting.
Mahila Samman calculator FAQs
Can a new MSSC account be opened now?
No. India Post confirmed that new deposits ended after 31 March 2025.
Why keep the calculator?
Valid existing certificates continue to mature and holders may need an estimate.
Is interest tax-free?
Do not assume so; verify current tax treatment.
Can the deposit be increased later?
The original scheme used a one-time deposit structure subject to its rules.