Explore five standouts at a time across Indian mutual funds, higher-rate bank deposits, traded corporate bonds, Nifty 50 stocks and government savings.
07
mutual-fund categories
Top 5
leaders in every ranking table
Fresh
source dates and useful fund facts
Discover first. Compare wisely.
Each table groups like with like. Use the leaders as a shortlist, then match the product to your goal, time horizon, tax position and comfort with ups and downs.
Aditya Birla Sun Life Balanced Advantage FundDirect Growth · CAGR
11.19%
5
Bank of India Balanced Advantage FundDirect Growth · CAGR
11.10%
Method: Direct Growth category-return snapshots displayed on 28 August 2026 and checked against current AMFI scheme and NAV resources. Regular plans, IDCW options, ETFs and funds without the full history are excluded. Provider timestamps and return calculations can differ slightly; verify the latest NAV and scheme factsheet before acting. Rankings do not account for volatility, drawdown, portfolio overlap, exit load or tax.
02 · Bank deposits
Higher rates for purposeful savings.
●Issuer rate cards · checked 29 August 2026
Five selected retail rate leaders, led by small-finance banks, with the exact tenure and senior-citizen rate kept visible.
₹5 lakh
DICGC deposit-insurance cover
Eligible principal and accrued interest are covered up to ₹5 lakh per depositor per DICGC-registered bank, counted across accounts held in the same right and capacity.
Match maturity to the goal date so a higher card rate does not get diluted by an early-withdrawal rate or penalty.
02Compare what you keep
FD interest is generally taxable at your applicable rate. Compare the maturity value after estimated tax, not only the headline percentage.
03Spread larger deposits thoughtfully
The ₹5 lakh DICGC limit is per depositor per bank in the same right and capacity, across eligible balances—not per FD or branch.
03 · Corporate bonds
Explore where yields are opening up.
●Exchange-reported trades · 28 August 2026
Five higher reported YTMs after a minimum ₹1 crore trade-value screen, with maturity, trading value and ISIN alongside.
Selected higher-YTM corporate bonds in exchange-reported trades
Issuer
Coupon
Reported YTM
Maturity
Reported trade value
ISIN
Adani Enterprises Limited
9.65%
19.24%
12 Sep 2027
₹1.15 cr
INE423A07328
Cyqure India Private Limited
0.00%
14.93%
17 Mar 2028
₹3.82 cr
INE0Z4807015
Akara Capital Advisors Private Limited
12.00%
14.11%
11 Jun 2027
₹1.57 cr
INE08XP07431
Akara Capital Advisors Private Limited
12.50%
13.28%
6 Feb 2029
₹1.34 cr
INE08XP07464
ECap Equities Limited
0.00%
13.17%
26 Feb 2027
₹9.13 cr
INE468N07615
Higher YTM is often a risk signal
YTM can rise because a bond’s market price falls. Before considering any bond, verify the latest credit rating and outlook, seniority, security cover, call/put terms, cash-flow dates, issuer financials, face value, lot size and actual executable price. A trade reported between institutions does not guarantee retail liquidity.
04 · Nifty 50 stocks
Meet the market’s momentum leaders.
●Current NSE constituents · close on 28 August 2026
Five current Nifty 50 members leading over one, three and five years by cumulative market-price return.
1 yearCumulative price return
01
Shriram FinanceNSE: SHRIRAMFIN
+82.76%
02
Hindalco IndustriesNSE: HINDALCO
+47.00%
03
Adani EnterprisesNSE: ADANIENT
+43.85%
04
Titan CompanyNSE: TITAN
+43.83%
05
Bajaj AutoNSE: BAJAJ-AUTO
+37.03%
3 yearsCumulative price return
01
EternalNSE: ETERNAL
+260.44%
02
Bharat ElectronicsNSE: BEL
+208.77%
03
Shriram FinanceNSE: SHRIRAMFIN
+191.53%
04
Bajaj AutoNSE: BAJAJ-AUTO
+159.81%
05
Eicher MotorsNSE: EICHERMOT
+141.20%
5 yearsCumulative price return
01
Bharat ElectronicsNSE: BEL
+566.83%
02
TrentNSE: TRENT
+358.30%
03
Mahindra & MahindraNSE: M&M
+330.11%
04
Shriram FinanceNSE: SHRIRAMFIN
+324.11%
05
Bharti AirtelNSE: BHARTIARTL
+222.23%
Survivorship note: the ranking starts with today’s Nifty 50 constituents. It therefore excludes companies that left the index during the period and should not be read as the historical return of a fixed 50-stock portfolio. A diversified index fund also behaves differently from buying the five past winners.
05 · Government savings
Reliable rates for long-term goals.
●DEA notification · Q2 FY 2026–27
Notified annual rates for 1 July–30 September 2026, with the term and key eligibility cue beside every product.
01
Sukanya Samriddhi Account
Matures 21 years from opening
Eligibility and contribution-period rules apply.
8.20%02
Senior Citizens’ Savings Scheme
5 years
Age and other eligibility rules apply; quarterly interest.
8.20%03
National Savings Certificate
5 years
Interest compounds annually and is payable at maturity.
7.70%04
Kisan Vikas Patra
115 months
Maturity period corresponds to the notified rate.
7.50%05
Post Office Time Deposit
5 years
Rate shown for the five-year account.
7.50%06
Monthly Income Account
5 years
Monthly payout; investment limits apply.
7.40%07
Public Provident Fund
15 years
Annual contribution limits and withdrawal rules apply.
7.10%
A government-set rate does not make every scheme interchangeable. Sukanya Samriddhi is for an eligible girl child, SCSS has entry conditions, PPF has annual contribution rules, and income, deduction and maturity tax treatment varies. Choose the rule set that fits the goal.
Make the radar work for you
Turn return data into better decisions.
Use these rankings to create a focused research shortlist, then bring in your goal, timeline, tax position, liquidity needs and comfort with market movement.
01
Compare within the same bucket
A small-cap fund and a bank FD do not compete for the same job. Equity is market-linked growth capital; an FD is contracted bank credit; a bond is issuer credit plus interest-rate exposure. First decide the role—emergency cash, a dated goal, income or long-term growth—then compare candidates that can perform that role.
02
Match the return measure
Mutual-fund NAV return includes the portfolio value after fund expenses, while a stock price return here excludes dividends. FD figures are annual card rates, not post-tax maturity yields. Bond YTM is an estimate based on price, cash flows and assumptions. The largest percentage on the page may be measuring something entirely different.
03
Look behind the winning period
A fund can lead over one year and lag over five. A stock’s five-year gain can be concentrated in a few months. Review rolling returns, drawdowns, volatility, consistency, portfolio concentration and benchmark-relative results. Point-to-point rankings are useful for discovery, but weak as a standalone selection rule.
04
Convert headline return to usable return
Estimate tax, exit load, brokerage, bid–ask spread, premature-withdrawal penalty and inflation. Also value liquidity: an apparently higher return can be poor compensation if money is unavailable when the goal arrives. For bonds, the displayed institutional trade may not be available at the same price or lot size to a retail investor.
05
Treat very high yield as a question
When a corporate bond offers much more than deposits or government securities, ask why. The market may be pricing greater default, downgrade, liquidity, structural or refinancing risk. Read the offer document and latest rating rationale; verify whether the instrument is secured, senior, subordinated, callable or perpetual.
06
Build a shortlist, then do due diligence
Use the tables to identify names worth researching, not to place an order. Compare several periods, read primary documents and check whether the product remains open and investible. A sensible shortlist can still lead to “do nothing” when the existing portfolio already matches the goal and allocation.
Frequently asked questions
Read the rankings with confidence.
01Is the highest-return product automatically the best investment?
No. A high historical return can reflect high equity, credit, interest-rate, concentration or liquidity risk. Start with the goal, holding period and acceptable loss, then compare products within the same category.
02Why are one-year mutual-fund returns and three- or five-year returns calculated differently?
The one-year figure is an absolute point-to-point return. Returns longer than one year are annualised CAGR, which makes multi-year growth easier to compare. Neither measure is a future return forecast.
03Is a corporate-bond YTM guaranteed?
No. YTM assumes the bond is bought near the quoted price, held to maturity and every promised payment is made. Default, downgrade, call, liquidity and reinvestment risk can change the realised outcome.
04Are bank FDs completely risk-free?
An FD rate is contracted when booked, but deposits still have bank, liquidity, reinvestment and tax considerations. DICGC insurance covers eligible principal and interest up to ₹5 lakh per depositor per bank in the same right and capacity.
05Do the Nifty 50 stock tables include dividends?
No. They show cumulative market-price performance for current index constituents. Dividends, taxes, transaction costs and the historical constituents that left the index are not included.
06How often will Return Radar be updated?
Market-linked tables are intended for regular refreshes and deposit or government rates whenever issuers change them. Always use the date displayed beside each table and verify the linked source before acting.
Source pages can be revised after our snapshot. We preserve the displayed “as of” date and recheck market-linked data, bank rate cards and government notifications separately because their update cycles differ. Report a suspected error through the feedback page.