Use the higher legally assessable property value.
Stamp Duty & Registration Calculator
Estimate state-wise property stamp duty and registration outlay. Adjust the assumptions, inspect the chart and read the complete guide below.
02 Your projection
Indicative registration outlay₹7.10 LUpdates instantly as you edit
Stamp duty estimate₹6.00 L
Registration fee estimate100000.00%
Combined baseline rate7.00%
Projection journeyHover to inspect a year
Maharashtra: baseline only. Actual rate can depend on city, gender, ownership, property type, market value, caps and notifications; verify the state portal before payment.
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Five smart nudges
Use the result with context.
Verify the current state portal rate before payment.
Keep registration cash outside the down payment.
Check gender and ownership concessions carefully.
Preserve e-stamp, challan and indexed-document records.
Understanding Stamp Duty in India
Editorially reviewed 13 July 2026 · Rules and assumptions can change
Why state selection is only the beginning
Stamp duty is governed by state law and can vary by city, gender, ownership mix, property type, consideration versus ready-reckoner value and current concessions. Registration fees can be percentage-based, capped or separately structured.
The tool’s state values are editable planning baselines, not payment quotes. The assessable value can be higher than the negotiated purchase price.
Budget beyond the down payment
On a ₹1 crore property, a combined 7% duty and registration assumption adds ₹7 lakh before legal, brokerage and loan costs. These charges may not be financed and therefore reduce usable down-payment cash.
Concessions should be entered only after verifying eligibility and caps. Joint ownership does not automatically apply the most favourable rate to the entire transaction.
Before paying
Use the state registration department or NGDRS where applicable to verify the article, market value, duty, fee and payment channel. Confirm refund and correction procedures before generating a challan.
Preserve valuation, e-stamp, registration receipt and indexed document. Rates can change after this guide’s review date.
Official sources used for this guide
Rates, thresholds and rules can change after the review date. Check the linked authority and the provider’s current documents before acting.
Stamp Duty calculator FAQs
Are these final state rates?
No. They are indicative baselines and must be checked on the relevant state portal.
Which property value is used?
Often the higher applicable statutory/market value or consideration, subject to state rules.
Are women always charged less?
Concessions vary by jurisdiction and ownership facts.
Can stamp duty be added to the home loan?
Financing policies differ and buyers commonly need separate cash.