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Plan savings, mutual funds, tax, retirement and every kind of loan—with dedicated calculators, visual results and practical Indian context.
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Run Financial Health Check ↗A calculator for every money decision.
Browse government savings, mutual funds, deposits, tax, retirement, planning and a complete loan suite.
PPF
Project PPF maturity, contributions and tax-efficient long-term growth.
Sukanya
Plan a long-term education or marriage corpus for a daughter from her actual account-opening age.
NSC
Estimate five-year NSC maturity and accrued interest.
SCSS
Calculate quarterly interest income and total maturity proceeds.
POMIS
Estimate predictable monthly income from a Post Office MIS deposit.
KVP
Project KVP growth and estimated doubling time.
SIP
Visualise monthly mutual-fund investing and long-term compounding.
Step-up SIP
Measure how increasing SIPs with income can accelerate a goal.
Lumpsum
Estimate compounding and inflation-adjusted value of a one-time investment.
STP
Model periodic transfers between two investments and their combined value.
SWP
Test how regular withdrawals may affect an invested corpus.
FD
Calculate FD maturity across rates, tenures and compounding frequencies.
RD
Estimate maturity from fixed monthly bank deposits.
Post Office RD
Project recurring Post Office deposits and maturity.
Post Office TD
Compare Post Office time-deposit maturity by tenure.
CAGR
Calculate annualised growth between a starting and ending value.
XIRR
Estimate an annualised return from regular monthly contributions.
NPS
Project NPS corpus, lump sum and indicative annuity income.
EPF
Estimate provident-fund growth through retirement.
Gratuity
Estimate gratuity from salary and completed service.
Income Tax
Estimate salary tax under AY 2026–27 old or new regime assumptions.
GST
Add or remove GST from a transaction value.
Home Loan
Calculate home-loan EMI, interest and total ownership borrowing cost.
Home Loan Prepayment
Estimate the interest and tenure impact of an additional home-loan payment.
Home Loan Balance Transfer
Compare a current home loan with a lower-rate balance-transfer scenario.
Home Affordability
Estimate a sensible home-loan amount from income and repayment capacity.
Personal Loan
Estimate unsecured-loan EMI, fees and total interest.
Car Loan
Compare car-loan down payment, EMI and borrowing cost.
Education Loan
Estimate education-loan repayments after the study period.
Loan Against Property
Estimate LAP eligibility, EMI and long-term interest.
Loan Against Securities
Estimate borrowing against an eligible securities portfolio.
Loan Against Mutual Funds
Estimate an illustrative loan against mutual-fund units.
Fixed vs Floating
Compare fixed-rate certainty with a floating-rate path that resets over time.
Rate Reset
See how a floating-rate reset can change EMI, tenure and remaining interest.
APR & KFS Check
Convert interest, deducted fees and insurance into an all-in annual borrowing cost.
Debt Consolidation
Compare several existing debts with one proposed consolidation loan after fees.
Home-loan Tax Benefit
Screen the possible tax effect of eligible home-loan interest and principal.
Joint Affordability
Measure how a co-borrower changes EMI capacity, eligible loan and property budget.
Retirement
Translate today’s lifestyle into a future retirement target.
FIRE
Find a financial-independence number and estimated FIRE age.
Goal Seeker
Build a goal funding path across equity, debt and cash assumptions.
Emergency Fund
Estimate a cash buffer from essential expenses and income stability.
Inflation
See how future prices and purchasing power may change.
Rent vs Buy
Compare the long-term financial paths of renting and buying.
HRA Exemption
Calculate the least-of-three HRA exemption under the old tax regime.
CTC to Take-home
Estimate regular-month and annual-variable take-home under both tax regimes.
Tax Regime Compare
Compare indicative old- and new-regime tax for AY 2026–27.
Capital Gains Tax
Estimate equity or property capital-gains tax, including eligible property indexation comparison.
Gold Loan
Estimate eligible gold-loan amount, EMI and total borrowing cost.
Minimum Due Trap
See how minimum payments can stretch card debt and compound finance charges.
Stamp Duty
Estimate state-wise property stamp duty and registration outlay.
Term Cover Needed
Estimate family protection using income replacement, liabilities and goals.
Child Education
Inflate education cost and solve the monthly investment required.
Prepay vs Invest
Compare using a lump sum for loan prepayment versus investing it.
APY
Estimate official monthly APY contribution from entry age and pension slab.
Mahila Samman
Calculate maturity for existing MSSC deposits; new deposits closed after 31 March 2025.
Property ROI
Combine rental cash flow, costs and appreciation into property return.
Debt Snowball vs Avalanche
Compare payoff time and interest across snowball and avalanche ordering.
44ADA Tax
Estimate presumptive professional income and regime tax under section 44ADA.
ESOP Tax
Separate ESOP exercise perquisite tax from later capital-gains tax.
Crypto Tax
Estimate tax on virtual digital asset gains at the special 30% rate.
Useful maths.
Human context.
Your data stays yours
Calculations happen on your device. There is no account, tracking profile or financial data upload.
Assumptions stay visible
Rates can change and markets fluctuate. Every important assumption remains editable and explained.
Education, not advice
These projections help you ask better questions. They do not replace personalised tax or investment advice.