A comprehensive India-first money toolkit.

Every money goal,
one clear next step.

Plan savings, mutual funds, tax, retirement and every kind of loan—with dedicated calculators, visual results and practical Indian context.

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Flagship plannerGoal Seekerequity + debt scenarios
61 dedicated calculatorsIndia-specific decisionsIndian number formatAlways free
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Score cash flow, emergency liquidity, debt pressure, protection and future saving—then download a prioritised action plan.

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01Health scoreFive dimensions · 100 points
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Start with what you want to solve

A calculator for every money decision.

Browse government savings, mutual funds, deposits, tax, retirement, planning and a complete loan suite.

All calculators61 calculators
Government savings

PPF

Project PPF maturity, contributions and tax-efficient long-term growth.

Government savings

Sukanya

Plan a long-term education or marriage corpus for a daughter from her actual account-opening age.

N
Government savings

NSC

Estimate five-year NSC maturity and accrued interest.

S
Government savings

SCSS

Calculate quarterly interest income and total maturity proceeds.

M
Government savings

POMIS

Estimate predictable monthly income from a Post Office MIS deposit.

K
Government savings

KVP

Project KVP growth and estimated doubling time.

Mutual Funds

SIP

Visualise monthly mutual-fund investing and long-term compounding.

Mutual Funds

Step-up SIP

Measure how increasing SIPs with income can accelerate a goal.

Mutual Funds

Lumpsum

Estimate compounding and inflation-adjusted value of a one-time investment.

Mutual Funds

STP

Model periodic transfers between two investments and their combined value.

Mutual Funds

SWP

Test how regular withdrawals may affect an invested corpus.

F
Deposits

FD

Calculate FD maturity across rates, tenures and compounding frequencies.

R
Deposits

RD

Estimate maturity from fixed monthly bank deposits.

R
Government savings

Post Office RD

Project recurring Post Office deposits and maturity.

T
Government savings

Post Office TD

Compare Post Office time-deposit maturity by tenure.

%
Mutual Funds

CAGR

Calculate annualised growth between a starting and ending value.

X
Mutual Funds

XIRR

Estimate an annualised return from regular monthly contributions.

N
Retirement

NPS

Project NPS corpus, lump sum and indicative annuity income.

E
Retirement

EPF

Estimate provident-fund growth through retirement.

G
Tax & employment

Gratuity

Estimate gratuity from salary and completed service.

T
Tax & employment

Income Tax

Estimate salary tax under AY 2026–27 old or new regime assumptions.

%
Tax & employment

GST

Add or remove GST from a transaction value.

Loans

Home Loan

Calculate home-loan EMI, interest and total ownership borrowing cost.

Loans

Home Loan Prepayment

Estimate the interest and tenure impact of an additional home-loan payment.

Loans

Home Loan Balance Transfer

Compare a current home loan with a lower-rate balance-transfer scenario.

Loans

Home Affordability

Estimate a sensible home-loan amount from income and repayment capacity.

Loans

Personal Loan

Estimate unsecured-loan EMI, fees and total interest.

Loans

Car Loan

Compare car-loan down payment, EMI and borrowing cost.

Loans

Education Loan

Estimate education-loan repayments after the study period.

Loans

Loan Against Property

Estimate LAP eligibility, EMI and long-term interest.

Loans

Loan Against Securities

Estimate borrowing against an eligible securities portfolio.

Loans

Loan Against Mutual Funds

Estimate an illustrative loan against mutual-fund units.

Loans

Fixed vs Floating

Compare fixed-rate certainty with a floating-rate path that resets over time.

Loans

Rate Reset

See how a floating-rate reset can change EMI, tenure and remaining interest.

%
Loans

APR & KFS Check

Convert interest, deducted fees and insurance into an all-in annual borrowing cost.

Loans

Debt Consolidation

Compare several existing debts with one proposed consolidation loan after fees.

T
Loans

Home-loan Tax Benefit

Screen the possible tax effect of eligible home-loan interest and principal.

+
Loans

Joint Affordability

Measure how a co-borrower changes EMI capacity, eligible loan and property budget.

Planning

Retirement

Translate today’s lifestyle into a future retirement target.

Planning

FIRE

Find a financial-independence number and estimated FIRE age.

Flagship
Planning

Goal Seeker

Build a goal funding path across equity, debt and cash assumptions.

+
Planning

Emergency Fund

Estimate a cash buffer from essential expenses and income stability.

Planning

Inflation

See how future prices and purchasing power may change.

Planning

Rent vs Buy

Compare the long-term financial paths of renting and buying.

H
Tax & employment

HRA Exemption

Calculate the least-of-three HRA exemption under the old tax regime.

Tax & employment

CTC to Take-home

Estimate regular-month and annual-variable take-home under both tax regimes.

T
Tax & employment

Tax Regime Compare

Compare indicative old- and new-regime tax for AY 2026–27.

%
Tax & employment

Capital Gains Tax

Estimate equity or property capital-gains tax, including eligible property indexation comparison.

Au
Loans

Gold Loan

Estimate eligible gold-loan amount, EMI and total borrowing cost.

C
Loans

Minimum Due Trap

See how minimum payments can stretch card debt and compound finance charges.

Planning

Stamp Duty

Estimate state-wise property stamp duty and registration outlay.

+
Planning

Term Cover Needed

Estimate family protection using income replacement, liabilities and goals.

E
Planning

Child Education

Inflate education cost and solve the monthly investment required.

Planning

Prepay vs Invest

Compare using a lump sum for loan prepayment versus investing it.

A
Government savings

APY

Estimate official monthly APY contribution from entry age and pension slab.

M
Government savings

Mahila Samman

Calculate maturity for existing MSSC deposits; new deposits closed after 31 March 2025.

Planning

Property ROI

Combine rental cash flow, costs and appreciation into property return.

Planning

Debt Snowball vs Avalanche

Compare payoff time and interest across snowball and avalanche ordering.

F
Tax & employment

44ADA Tax

Estimate presumptive professional income and regime tax under section 44ADA.

E
Tax & employment

ESOP Tax

Separate ESOP exercise perquisite tax from later capital-gains tax.

Tax & employment

Crypto Tax

Estimate tax on virtual digital asset gains at the special 30% rate.

The honest fine print

Useful maths.
Human context.

01

Your data stays yours

Calculations happen on your device. There is no account, tracking profile or financial data upload.

02

Assumptions stay visible

Rates can change and markets fluctuate. Every important assumption remains editable and explained.

03

Education, not advice

These projections help you ask better questions. They do not replace personalised tax or investment advice.